Blue Star Capital Management are a master broker providing specialist lending solutions to suit a range of needs. From first and second charge loans to commercial and residential funding, our extensive experience and market knowledge means we understand the challenges you may face in sourcing suitable finance quickly, so by coming to us you are guaranteed to save time and money.
from £50,000 to £25m
from 0.44% pm
on loans over £1m
Starting from £199
from 3 months to 3 years
Can be more with other assets in the background
From 3-18 months on average
Regulated residential, Buy to Let, HMO, Investment, Commercial Properties all considered.
(Uninhabitable, under permitted development rules, requires internal refurbishment).
(Extensions, basement digs, loft conversions, commercial to residential, barn conversions).
eg. Pay HMRC Tax, Land Purchase, New Purchasing Deposit, Business Growth
Our products are based on freehold ownership
Standard Terms & Conditions:
Our Standard Brokerage fee is 2% of any Gross Loan payable upon loan Completion/Offer ( 3% on Overdraft facilities ).
Our Standard Loan Extension/Renewal/Rollover fee is 1% of Gross Loan payable upon loan Completion/Offer.
Disclaimer: Blue Star Capital Management Limited does not make any Lending or Credit
decisions. We are not a Lender, but a Licenced Financial Intermediary and use a bespoke panel of Lenders.
Company Registration #: 10557698
ICO Registration #: ZA647615
Bridging Loans can be used by buyers who are struggling to sell their existing homes quickly enough, or they can also be useful for someone who is part of a collapsed chain; the loan then has the ability save the remaining buyers in the chain. This type of loan could also help someone looking to buy then sell quickly after renovating a home, or people buying property at auction who need to get their finances in order and can’t arrange a traditional mortgage in time.
You can use your Bridging Loan for most legal purposes. There are many different reasons why a Bridging Loan may be the most appropriate way to gather funds. For example, if a property is uninhabitable in its current state and needs to be refurbished, or if a property’s title is defective. Since mainstream lending criteria have tightened, the demand to take out Bridging Loans has increased, particularly in the London area. If you are unsure whether this is the option for you, please speak to one of our Bridging Loan Advisors.
If you use a Bridging Loan to buy your next home, but you still have
a mortgage on your current home, your mortgage will be your First Charge loan used
against your current home.
The Bridging Loan could be a Second Charge loan used against your current home. This means it also uses your current home as security. Your mortgage will, however, take priortiy for repayment should your home be repossessed.